UK Tax Guides
Plain English explanations for high earners navigating the \u00a3100k tax cliff, pension strategy, salary sacrifice and everything HMRC does not make obvious.
The £100k Tax Trap: Why You Lose 60p of Every Pound Over £100,000
If your Adjusted Net Income is between £100,000 and £125,140, HMRC claws back your Personal Allowance. The result is an effective 60% marginal tax rate that most people do not realise they are paying.
£125,140: When the Trap Ends and What Happens Next
Once your ANI passes £125,140, your Personal Allowance is fully gone. The 60% taper zone ends, but your tax bill can still feel high.
RSU Vestings and Tax: What £100k+ Tech Workers Need to Know
Restricted Stock Unit vestings count as taxable employment income. If they push your ANI over £100,000, you may hit the 60% trap without realising it.
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