UK Tax Guides

Plain English explanations for high earners navigating the \u00a3100k tax cliff, pension strategy, salary sacrifice and everything HMRC does not make obvious.

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Salary Sacrifice

How Much Can I Salary Sacrifice? Limits, NMW Rules and the Pension Cap

There is no legal cap on salary sacrifice but there are practical limits. National Minimum Wage, the annual allowance and your employer's policy all play a role.

7 min · Apr 2026

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